The National Fund for Workers’ Consumption (Fonacot), is a government financial body that Grant loans from an equivalent of up to 4 times your salary. Their credits are characterized by being accessible, in addition to They handle one of the lowest interest rates in Mexico.
How much would you pay for a credit of 150 thousand pesos?
Firstly You have to choose a loan that suits your needs. The Fonacot handles three types of loans:
- Cash credit
- Effective Women’s Credit
- Credit to victims
Each of these financing They can be liquidated within a period from 6 to 30 months, With a discount level of your payroll 10, 15 o 20%.
You may be interested: Fonacot: Guide to request your loan
The amount of interest charged by Fonacot It will depend on the credit you choose, on the duration and the percentage What do you want to be descended from the payroll.
For example:
A cash credit of 150 thousand pesos, paid within 30 months and with a indebtedness level of 15%, the annual interest rate that would be applied would be 16.72%, according to the Fonacot tab.
That is, per month you must pay an amount of approximately 6,251 pesos.
Before making the loan application, You must make sure that your company is affiliated with the Fonacot, Otherwise, you will not be able to access any of the financing offered by the agency.
You can consult it in the following link:
https://servicios.fonacot.gob.mx/InformacionGeneral/igConsultaEC.fonacot
Read also: How would extra hours be paid with the 40 -hour workday?
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(Tagstotranslate) Fonacot (T) Credit
