Credit Bureau: How does it affect not accepting the consultation to obtain an Infonavit loan?

If you listen to Credit Bureau or are in it, it is not necessarily bad, since it is only an information base where everything related to people who have a financial service is accumulated, and many times when requesting a loan in the Institute of the National Housing Fund for Workers (Infonavit) asks you about the option of reviewing your Credit Bureau, here are some benefits of saying yes:

Advantages of agreeing to review your Credit Bureau before Infonavit

If Infonavit does not review your history, you will only be able to obtain the 60% of the total amount of credit, so agreeing to review your Credit Bureau can help you have a greater amount of credit, which is based on the following scores:

• Not good payment behavior: you can get up to a 85% of the total amount requested.
• Regular payment behavior: you can get up to a 90% of the total amount requested.
• Good credit history: you can get up to 100% of the total amount requested.

Before requesting a loan, do not forget to access the Infonavit website to prequalify and know if you already have the necessary requirements. Some points they consider are the following:

• Current savings in the Housing Subaccount.
• Quote time.
• Age.
• Salary.

So find out and agree to review your Credit Bureau to be able to access a higher percentage of the amount you request and have available, remember that this only reflects the payment behavior that a person has had regarding their requested loans or financial services.

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