Surveys with consumers reveal that cell phones or electronic devices are the most purchased in the editions of El Buen Fin, which began yesterday in the country and filled the main commercial centers and corridors.
“I bought a cell phone. The battery of the previous one ran out in four hours, so another one was needed. I bought it for 18 months without interest. The price seemed affordable to me,” said Luis González, who went to a shopping center on Avenida Juárez in downtown Guadalajara.
The Mexican Association of Online Sales (AMVO) indicates that the most desired categories in this edition include electronics, fashion and appliances, mainly. This shows a profile of informed and strategic consumers.
“Last year I bought a video game console and I wanted a new screen. That’s why I came for a 50-inch one. I took advantage of a significant discount, because I was monitoring the prices in recent weeks and there is a reduction of a thousand pesos in the supermarket,” said Carlos Madrigal, a resident of Talpita.
The most searched categories are technological, with 73% of buyers interested in electronic devices.
Yesterday the Attorney’s Office Federal Consumer Affairs installed consumer service modules in the metropolis. He reported that they will be in shopping malls such as Patria, La Perla, Gran Terraza Belenes, Midtown and other points of consumption where it will ensure that offers and promotions from merchants are respected.
“In previous editions, support has been provided by the Attorney General’s Office, we will be permanently traveling with our modules in the different plazas and consumption points, precisely ensuring that the promotions are respected and that any situation of anomaly in consumption is fulfilled,” commented Marco Antonio Romero Nolasco, head of the Profeco office in Guadalajara.
He explained that the objective of the modules is to be as close to the consumer and seek immediate conciliation. Additionally, customers can file their complaint at 800-4688-722 and 33-3615-7389. And on the different internet platforms.
Last year, the office carried out 94 general assessments, of which resulted in 12 claims (of these, 100% were reconciled in favor of the consumer).
In addition, Profeco indicated that it will defend consumers and make businesses comply, even if by mistake in a store the products are mislabeled and lower prices are set than what they really cost during Buen Fin 2024.
Agencies
Recommendations when using the cards
- Given the high interest rates that credits currently have in Mexico, economics specialists recommend avoiding making unnecessary expenses with credit cards within the framework of El Buen Fin, since if mishandled they can become severe economic problems.
- Sergio Negrete Cárdenas, professor at the Autonomous Technological Institute of Mexico (ITAM), recommended avoiding the use of loans with high interest rates as much as possible, some exceeding 80 percent.
- The best option when opening a loan is to do it at a fixed rate, since variable rates adjust to the changes maintained by the Bank of Mexico, and this becomes an additional risk, so you must read the “fine print” carefully. ”, and avoid variable rate credits.
- Miguel Turriza, vice president of the National Federation of Economists, explained that interest implies that the balance does not go down in the account statement when people opt for the minimum payments. “We could continue paying for the product for years and never pay it off.”
- Buying via credit card is an expensive mechanism and should undoubtedly only be considered as a complementary tool for some type of financial emergency, explained Turriza.
- Specialists consider that it is always good to have credit cards, as this also improves a person’s credit history; however, their use should only be considered for emergent unforeseen expenses, such as an unscheduled emergency trip, the payment of a hospital or the purchase of an essential household appliance that suddenly broke down.
- If you are determined to make a purchase with a credit card, it is best to pay for months without interest. Without ceasing to consider your income and expenses to avoid drowning in debt.
CT
