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What changes on January 1, 2022 for your budget

December 31, 2021
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As every year, January 1 marks the entry into force of new measures and regulations that will have an impact on the budget of the French. Focus on the good news or the bad news for our finances.

Smic

The minimum wage automatically increases by 0.9% due to the rise in prices. It rises to 1,603.12 euros gross for 35 hours per week. The gross hourly rate is 10.57 euros.

Housing tax

The gradual reform of the housing tax is entering a new phase in 2022: households still paying this tax will benefit from an exemption of 65% this year from this tax on their main residence,
whatever their income.

Immediate advance of the tax credit for home-based employees

From January 2022, individuals employing an employee at home will be able to receive each month, as soon as their salary is paid their tax credit, a tax advantage equal to 50% of the expenses incurred up to the limit of 12,000 euros per year. Two conditions for this, specifies Urssaf: use the service «Cesu +» and not be a beneficiary of Personalized Autonomy Assistance (APA) or the Compensatory Handicap Service (PCH).

Complementary Health

The 2.5 million state civil servants can benefit, on request, from payment by their employer of their additional social protection contribution (mutual, insurance, provident institution) up to 15 euros per month.

“Mobility permit”

Inspired by the meal voucher, it will allow the employee to pay certain expenses related to his home-work trips paid for by his company. It will integrate the sustainable mobility package – payment of travel costs using alternative modes to the private car, without contributions or taxes, up to 600 euros per year – and will make it possible to pay for fuel or power for electric, hybrid or powered vehicles. to hydrogen.

Stamp price on the rise

Mail rates will increase by 4.7% on average on January 1. The price of the green stamp – for a cover delivered within 48 hours in mainland France – will drop from 1.08 to 1.16 euros (+ 7.4%), while that of the red stamp – for a priority letter, theoretically delivered on next day – will rise from 1.28 to 1.43 euros (+ 11.7%). As for the “Ecopli” – the cheapest formula for a shipment in four days on average, with a gray stamp – it will increase by 8 cents to 1.14 euros (+ 7.5%).

Extension of the legal guarantee of conformity

The legal guarantee of conformity for used products is extended by 6 months. From now on, a lack of conformity appearing within 12 months on a second-hand product is presumed to exist at the time of purchase, unless proven otherwise.

A 6-month extension is also applied to the legal guarantee of conformity for a device repaired within the framework of the legal guarantee of conformity. Concretely, if a new household appliance breaks down during its two-year warranty period and is repaired, the warranty is extended by six months.

Free contraception for women up to 25 years old

Already free for minors, contraception will now be fully covered by health insurance for young women up to 25 years of age. Three million beneficiaries are potentially affected. The device, which aims to fight against a “decline” in contraception, will cost 21 million euros annually.

Emergency patient package

The “remaining charge” for emergency visits not followed by hospitalization will no longer be calculated on the basis of the “co-payment” of 20%, but on the basis of a new “emergency patient package” set at 19.61 euros and also reimbursed by complementary health insurance. The amount will be “reduced” to 8.51 euros for certain groups such as the chronically ill (ALD) and others will remain exempt, such as pregnant women.


Tags: budgetJanuary

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